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Personal Previous Rates
These rates apply to our personal savings accounts.
The rates shown here apply where interest is paid annually, quarterly or at the end of the term (as shown) - a monthly income option is available on some products at slightly lower rates.
You can either browse through all the rates using the scroll bar or click on the account you're interested in below.
Bank of Scotland Instant Access Savings Account Reward
Bank of Scotland Instant Access Savings Account
Halifax Guaranteed Saver Reward
Variable Rate Halifax Web Saver
Halifax Premium Savings Direct
Halifax Asset Reserve Cheque Account
The AER shown for each account is the Annual Equivalent Rate.
Bank of Scotland Instant Access Savings Account Reward
Bank of Scotland Instant Access Savings Account Reward is a limited offer only available at specific times of the year. Previous Reward details and interest rates are listed below:
Available from 6 May 2008 - 8 July 2008
Available from 10 July - 10 August 2008
Available from 15 September 2008 - 31 October 2008
Available from 1 November 2008 - 26 November 2008
Available from 15 December 2008 - 30 December 2008
Available from 9 March 2009 - 6 April 2009
Available from 13 July 2009 - 6 September 2009
Available from 7 September - 8 October 2009
Available from 16 Ocotber 2009 - 3 January 2010
From 6 May 2008 - 8 July 2008
| Annual | Monthly | |||||
|
|
AER |
Gross pa |
Net pa |
AER |
Gross pa |
Net pa |
|
£5,000- £49,999 |
6.20% |
6.20% |
4.96% |
6.20% |
6.03% |
4.82% |
|
£50,000 - £99,999 |
6.25% |
6.25% |
5.00% |
6.25% |
6.08% |
4.86% |
|
£100,000 - £999,999 |
6.30% |
6.30% |
5.04% |
6.30% |
6.13% |
4.90% |
|
£1 million - £5 million |
6.35% |
6.35% |
5.08% |
6.35% |
6.17% |
4.94% |
Minimum balance - £5,000
Withdrawals - 1 withdrawal within the 12 month reward period
Reward conditions - after 12 months or if you make more than 1 withdrawal, account reverts to Bank of Scotland Instant Access Savings Account
| Annual | Monthly | |||||
|
|
AER |
Gross |
Net |
AER |
Gross |
Net |
|
£1 - £9,999,999 |
6.50% |
6.50% |
5.20% |
6.50% |
6.31% |
5.05% |
Minimum balance - £1
Withdrawals - 4 withdrawals within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawals, account reverts to Bank of Scotland Instant Access Savings Account
From 15 September 2008 - 31 October 2008
| Annual | Monthly | |||||
|
|
AER |
Gross pa |
Net pa |
AER |
Gross pa |
Net pa |
|
£5,000 - £99,999 |
6.00% |
6.00% |
5.20% |
6.00% |
5.84% |
4.67% |
|
£100,000 - £999,999 |
6.30% |
6.30% |
5.04% |
6.30% |
6.13% |
4.90% |
|
£1 million - £9 million |
6.50% |
6.50% |
4.80% |
6.50% |
6.31% |
5.05% |
Minimum balance - £5,000
Withdrawals - 4 withdrawals within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawal, account reverts to Bank of Scotland Instant Access Savings Account
From 1 November 2008 - 26 November 2008
| Annual | Monthly | |||||
|
|
AER |
Gross pa |
Net pa |
AER |
Gross pa |
Net pa |
|
£5,000 - £99,999 |
5.80% |
5.80% |
4.64% |
5.80% |
5.65% |
4.52% |
|
£100,000 - £999,999 |
6.00% |
6.00% |
4.80% |
6.00% |
5.84% |
4.67% |
|
£1 million - £9 million |
6.20% |
6.20% |
4.96% |
6.20% |
6.03% |
4.82% |
Minimum balance - £5,000
Withdrawals - 4 withdrawals within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawal, account reverts to Bank of Scotland Instant Access Savings Account
From 15 December 2008 - 30 December 2008
| Annual | Monthly | |||||
|
|
AER |
Gross pa |
Net pa |
AER |
Gross pa |
Net pa |
|
£5,000 - £99,999 |
3.50% |
3.50% |
2.80% |
3.50% |
3.45% |
2.76% |
|
£120,000 - £999,999 |
3.60% |
3.60% |
2.88% |
3.60% |
3.54% |
2.83% |
|
£1 million - £9 million |
3.70% |
3.70% |
2.96% |
3.70% |
3.64% |
2.91% |
Minimum balance - £5,000
Withdrawals - 4 withdrawals within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawal, account reverts to Bank of Scotland Instant Access Savings Account
From 9 March 2009 - 6 April 2009
| Annual |
Monthly |
|||||
|
|
AER |
Gross |
Net |
AER |
Gross |
Net |
|
£5,000 - £500,000 |
1.50% |
1.50% |
1.20% |
1.50% |
1.49% |
1.19% |
Minimum balance - £5,000
Withdrawals - 3 withdrawal within the 12 month reward period
Reward conditions - after 12 months or if you make more than 3 withdrawals, account reverts to Bank of Scotland Instant Access Savings Account.
From 13 July 2009 - 6 September 2009
| Annual |
Monthly |
|||||
|
|
AER |
Gross |
Net |
AER |
Gross |
Net |
|
£500,000+ |
3.15% |
3.15% |
2.52% |
3.15% |
3.11% |
2.49% |
|
£2,500 - £499,999 |
2.60% |
2.60% |
2.08% |
2.60% |
2.57% |
2.06% |
Minimum balance - £2,500
Withdrawals - 4 withdrawal within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawals, account reverts to Bank of Scotland Instant Access Savings Account.
From 7 September - 8 October 2009
| Annual |
Monthly |
|||||
|
|
AER |
Gross |
Net |
AER |
Gross |
Net |
|
£500,000+ |
2.80% |
2.80% |
2.24% |
2.80% |
2.76% |
2.21% |
|
£2,500 - £499,999 |
2.40% |
2.40% |
1.92% |
2.40% |
2.37% |
1.90% |
Minimum balance - £2,500
Withdrawals - 4 withdrawal within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawals, account reverts to Bank of Scotland Instant Access Savings Account.
From 16 October 2009 - 3 January 2010
| Annual |
Monthly |
|||||
|
|
AER |
Gross |
Net |
AER |
Gross |
Net |
|
£100k+ |
2.90% |
2.90% |
2.32% |
2.90% |
2.86% |
2.29% |
|
£500 - £99,999 |
2.60% |
2.60% |
2.08% |
2.60% |
2.57% |
2.06% |
Minimum balance - £500
Withdrawals - 4 withdrawal within the 12 month reward period
Reward conditions - after 12 months or if you make more than 4 withdrawals, account reverts to Bank of Scotland Instant Access Savings Account.
Bank of Scotland Instant Access Savings Account
Previous UK annual rates from 1st March 2009
|
Balance |
AER |
Gross p.a. |
Net p.a. |
|
£1,000,000+ |
1.10% |
1.10% |
0.88% |
|
£1+ |
1.00% |
1.00% |
0.80% |
Halifax Guaranteed Saver Reward
Halifax Guaranteed Saver Reward is a limited offer only available at specific times of the year. All our previous Halifax Guaranteed Saver Reward offers are listed below:
Available from 9 June - 10 August 2008
Available from 15 September - 31 October 2008
Available from 1 November - 26 November 2008
Available from 15 December - 30 December 2008
Available from 5 January - 8 February 2009
Available from 9 February - 15 March 2009
Available from 16 March - 19 April 2009
Available from 20 April - 17 May 2009
Available from 18 May - 19 July 2009
Available from 20 July - 6 September 2009
Available from 7 September - 8 October 2009
Available from 9 October 2009 - 3 January 2010
Available from 5th January 2010 - 31st January 2010
Available from 1st February 2010 - 31st May 2010
|
Interest Rate |
6.25% AER |
6.25% gross pa |
5.00% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
1 withdrawal within the 12 month reward period |
||
|
Conditions |
No more than 1 withdrawal during the 12 month reward period and must keep a minimum balance of £2,500. |
||
From 15 September - 31 October 2008
|
Interest Rate |
5.50% AER |
5.50% gross pa |
4.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and must keep a minimum balance of £2,500. |
||
From 1 November - 26 November 2008
|
Interest Rate |
6.00% AER |
6.00% gross pa |
4.80% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 15 December - 30 December 2008
|
Interest Rate £2,500 - £119,999 |
3.50% AER |
3.50% gross pa |
2.80% net pa |
|
Interest Rate £120,000 -£9m |
3.60% AER |
3.60% gross pa |
2.88% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
From 5 January - 8 February 2009
|
Interest Rate |
3.00% AER |
3.00% gross pa |
2.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 9 February - 15 March 2009
|
Interest Rate |
2.50% AER |
2.50% gross pa |
2.00% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
|
Interest Rate |
1.75% AER |
1.75% gross pa |
1.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 20 April - 17 May 2009
|
Interest Rate |
1.40% AER |
1.40% gross pa |
1.12% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
|
Interest Rate |
2.00% AER |
2.00% gross pa |
1.60% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
Must pay £1,000 each month for 12 months into a qualifying Current Account or hold a Bank of Scotland or Halifax Ultimate Reward current account, make no more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 20 July - 6 September 2009
|
Interest Rate |
2.60% AER |
2.60% gross pa |
2.08% net pa |
|
Interest Rate for Qualifying Current Account Customers |
2.80% AER |
2.80% gross pa |
2.24% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. If you hold a Halifax or Bank of Scotland current account you are eligible to receive a higher rate of interest. To qualify, you must follow the above conditions and either; - hold a Halifax or Bank of Scotland Ultimate Reward Current Account in the same name as your Halifax Guaranteed Saver Reward account throughout the year; or - pay at least £1,000 every month into a qualifying current account in the same name as your Halifax Guaranteed Saver Reward account |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 7 September - 8 October 2009
|
Interest Rate |
2.40% AER |
2.40% gross pa |
1.92% net pa |
|
Interest Rate for Qualifying Current Account Customers |
2.60% AER |
2.60% gross pa |
2.08% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. If you hold a Halifax or Bank of Scotland current account you are eligible to receive a higher rate of interest. To qualify, you must follow the above conditions and either; - hold a Halifax or Bank of Scotland Ultimate Reward Current Account in the same name as your Halifax Guaranteed Saver Reward account throughout the year; or - pay at least £1,000 every month into a qualifying current account in the same name as your Halifax Guaranteed Saver Reward account |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 9 October 2009 - 3 January 2010
|
Interest Rate |
2.50% AER |
2.50% gross pa |
2.00% net pa |
|
Interest Rate for Qualifying Current Account Customers |
3.00% AER |
3.00% gross pa |
2.40% net pa |
|
Minimum Balance |
£2,500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. If you hold a Halifax or Bank of Scotland current account you are eligible to receive a higher rate of interest. To qualify, you must follow the above conditions and either; - hold a Halifax or Bank of Scotland Ultimate Reward Current Account in the same name as your Halifax Guaranteed Saver Reward account throughout the year; or - pay at least £1,000 every month into a qualifying current account in the same name as your Halifax Guaranteed Saver Reward account |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 5th January 2010 - 31st January 2010
|
Interest Rate |
1.50% AER |
1.50% gross pa |
1.20% net pa |
|
Minimum Balance |
£500 |
||
|
Withdrawals |
4 withdrawals within the 12 month reward period |
||
|
Conditions |
No more than 4 withdrawals during the 12 month reward period and keep a minimum balance of £2,500. |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
From 1st February 2010 - 31st May 2010
|
Interest Rate |
1.50% AER |
1.50% gross pa |
1.20% net pa |
|
Minimum Balance |
£500 |
||
|
Withdrawals |
Unlimited |
||
|
Conditions |
Balance must not exceed £9m |
||
Please note:
If you have an existing Halifax Guaranteed Saver Reward the interest rate is applied at the end of the 12 month reward period, if the conditions of the account are met. Until that time, if you view your account through online banking the account will show as Halifax Guaranteed Saver (standard). This interest rate may change throughout the reward period but will not affect the Reward interest rate you will receive at the end of the 12 months.
If you have any questions, please contact our helpdesk on 0845 602 0000.
Previous UK annual rates from 1st March 2009
| AER | Gross p.a. | Net p.a. | |
| £2,500+ |
1.00% |
1.00% |
0.80% |
UK annual rates from 1st March 2009
| Balance |
AER |
Gross p.a. | Net p.a. |
| £1+ | 1.55% |
1.55% |
1.24% |
UK annual rates from 16th November 2009
|
Balance |
AER |
Gross p.a. |
Net p.a. |
|
£100,000+ |
2.80% |
2.80% |
2.24% |
|
£1+ |
2.80% |
2.80% |
2.24% |
Halifax Web Saver Reward is a limited offer only available at specific times of the year. All our previous Halifax Web Saver Reward offers are listed below:
The reward interest rate will be at least 0.80% above the Bank of England bank rate.
Minimum balance - £1
Withdrawals - Unlimited, balance must be kept above £1 or interest rate for variable rate Web Saver (without card) will apply.
Reward conditions - After 12 months, or if balance falls below £1, the account reverts to a Variable Web Saver (without card) account.
From 5 November - 1 December 2008
|
|
AER |
Gross pa |
Net pa |
|
£120,000 - £500,000 |
5.50% |
5.50% |
4.40% |
|
£60,000+ |
5.20% |
5.20% |
4.16% |
|
£50+ |
5.00% |
5.00% |
4.00% |
Minimum balance - £50
Withdrawals - 4 withdrawals within the 12 month reward period.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint). Maximum of 4 withdrawals. Rate guaranteed for 12 months if balance kept at minimum of £50 and maximum of £500,000. The variable rate Web Saver (without card) rate will apply at the end of the reward period if they required balance is not maintained during the 12 months.
From 4 February - 6 March 2009
|
|
AER |
Gross pa |
Net pa |
|
£1+ |
1.00% |
1.00% |
0.80% |
Minimum balance - £1
Withdrawals - Maximum 3 withdrawals within the 12 month reward period. The variable rate Web Saver (without card) rate will apply from the 4th withdrawal.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint). Maximum of 3 withdrawals. Rate guaranteed for 12 months. The Variable Web Saver (without card) rate will apply at the end of the Reward period if more than 3 withdrawals are made.
From 8 June - 19 July 2009
|
|
AER |
Gross pa |
Net pa |
|
£1+ |
2.50% |
2.50% |
2.00% |
Minimum balance - £1
Withdrawals - Maximum 4 withdrawals within the 12 month reward period. The variable rate Web Saver (without card) rate will apply from the 5th withdrawal.
Reward conditions - Only 1 Web Saver Reward per customer (sole or joint). Maximum of 4 withdrawals. Rate guaranteed for 12 months. The Variable Web Saver (without card) rate will apply at the end of the Reward period if more than 4 withdrawals are made.
If you have any questions, please contact our helpdesk on 0845 602 0000.
Halifax Web Saver
UK annual rates from 1st March 2009
- variable option with cash card
| Balance | AER | Gross p.a. | Net p.a. |
| £0+ |
0.25% |
0.25% |
0.20% |
*Above rates do not include any gross interest rate bonus.
UK annual rates from 1st March 2009
- variable option without cash card
| Balance | AER | Gross p.a. | Net p.a. |
| £25,000+ |
0.26% |
0.26% |
0.21% |
| £5,000+ |
0.16% |
0.16% |
0.13% |
| £0+ |
0.10% |
0.10% |
0.08% |
Halifax ISA Direct Reward is a limited offer only available at specific times of the year. All our previous reward offers are listed below:
From 24 February - 30 May 2009
|
Interest Rate |
3.00% AER |
3.00% gross pa |
2.40% net pa |
|
Minimum Balance |
£1,000 |
||
|
Withdrawals |
Up to 4 withdrawals during the 12 month reward period |
||
|
Conditions |
If more than 4 withdrawals are made during the 12 month reward period, or your account balance falls below £1,000, the Halifax ISA Saver Direct variable interest rate and account conditions apply to your account from that date. After the 12 month reward period, the Halifax ISA Saver Direct variable interest rate and conditions apply. |
||
Variable Rate Halifax ISA Saver
UK annual rates from 1st March 2009
| Balance | AER | Gross p.a. |
|
£27,000+ |
0.25% |
0.25% |
|
£24,000+ |
0.15% |
0.15% |
|
£21,000+ |
0.15% |
0.15% |
|
£18,000+ |
0.15% |
0.15% |
|
£12,000+ |
0.10% |
0.10% |
|
£3,000+ |
0.10% |
0.10% |
|
£1+ |
0.10% |
0.10% |
Halifax ISA Saver Direct
UK annual rates from 1st March 2009
| Balance | AER | Gross p.a. |
| £1+ |
1.00% |
1.00% |
Halifax Premium Savings Direct
UK annual rates from 1st February 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £250,000+ |
0.35% |
0.35% |
0.28% |
| £100,000+ |
0.30% |
0.30% |
0.24% |
| £50,000+ |
0.25% |
0.25% |
0.20% |
| £25,000+ |
0.20% |
0.20% |
0.16% |
| £5,000+ |
0.15% |
0.15% |
0.12% |
| £500+ |
0.10% |
0.10% |
0.08% |
Halifax Instant Saver
UK annual rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £100,000+ |
0.35% |
0.35% |
0.28% |
| £50,000+ |
0.30% |
0.30% |
0.24% |
| £25,000+ |
0.25% |
0.25% |
0.20% |
| £10,000+ |
0.20% |
0.20% |
0.16% |
| £5,000+ |
0.15% |
0.15% |
0.12% |
| £500+ |
0.10% |
0.10% |
0.08% |
| £50+ |
0.10% |
0.10% |
0.08% |
Halifax Saver Reward
UK annual rates from 1st March 2009
|
Number of withdrawals |
||||
| 0-3 | 4+ | |||
| AER / Gross p.a. | Net p.a. | AER / Gross p.a. |
Net p.a. | |
|
£100,000+ |
0.25% |
0.20% |
0.10% |
0.08% |
|
£50,000+ |
0.20% |
0.16% |
0.10% |
0.08% |
|
£25,000+ |
0.20% |
0.16% |
0.10% |
0.08% |
|
£10,000+ |
0.10% |
0.08% |
0.10% |
0.08% |
|
£5,000+ |
0.10% |
0.08% |
0.10% |
0.08% |
|
£500+ |
0.10% |
0.08% |
0.10% |
0.08% |
|
£50+ |
0.10% |
0.08% |
0.10% |
0.08% |
If you have a regularly funded Halifax Current Account, a Halifax Personal Loan or a Halifax mortgage, you can make three extra withdrawals each year without affecting the interest rate; the above rates therefore apply for 0-6, 7-15 and 16+ withdrawals.
Halifax Monthly Saver
UK annual rates from 1st March 2009
| Balance | AER excl. conditional bonus | AER incl. conditional bonus | Gross p.a. incl. conditional bonus | Net p.a. incl. conditional bonus |
| £1+ |
0.10% |
0.60% |
0.60% |
0.48% |
Halifax Bonus Gold
Rates quoted include the bonus of 0.50% gross (net 0.40%) pa. See the Bonus Gold page for details of how to get your bonus.
UK annual rates from 1st March 2009
| Balance | AER exc. conditional bonus | AER incl. conditional bonus | Gross p.a. incl. conditional bonus | Net p.a. incl. conditional bonus |
| £100,000+ |
0.15% |
0.65% |
0.65% |
0.52% |
| £50,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
| £25,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
| £10,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
| £5,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
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Halifax 60 Day Gold
UK annual rates from 1st February 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £100,000+ |
0.10% |
0.10% |
0.08% |
| £50,000+ |
0.10% |
0.10% |
0.08% |
| £25,000+ |
0.10% |
0.10% |
0.08% |
| £10,000+ |
0.10% |
0.10% |
0.08% |
| £5,000+ |
0.10% |
0.10% |
0.08% |
| £500+ |
0.10% |
0.10% |
0.08% |
Halifax Liquid Gold
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
UK annual rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £500+ |
0.10% |
0.10% |
0.08% |
| £50+ |
0.10% |
0.10% |
0.08% |
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
Special rate for under 21s only available on certain accounts.
UK annual rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £1+ |
0.50% |
0.50% |
0.40% |
Asset Reserve Cheque Account
UK annual rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £5,000+ |
0.15% |
0.15% |
0.12% |
| £50+ |
0.10% |
0.10% |
0.08% |
From 9 November 2009 this account is no longer available.
Matured Funds Account
UK annual rates from 1st June 2004
| Balance | AER | Gross p.a. | Net p.a. |
| £1,000+ |
0.35% |
0.35% |
0.28% |
Only available for funds maturing from Halifax Guaranteed Reserve and Halifax Stepped Income Reserve.
Monthly Interest rates
IMPORTANT: The conditions for your account explain when we pay interest on money paid into, and taken out of, your account. Click for details of account charges.
Please ask at any of our branches for copies of the Deposit Accounts conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
Some accounts can only be opened by individuals. Different rates apply for some non-personal accounts and for accounts held by those non-resident in the UK for tax purposes.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
*The base rate is the rate published by the Bank of England in connection with it's open money market operations.
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Personal Previous Monthly Rates
We offer a selection of accounts that give you the option of having your interest paid monthly, at a slightly lower rate than the annual rates. The rates shown below are those previous to the current monthly rates.
The AER shown for each account is the Annual Equivalent Rate.
Bank of Scotland Instant Access Savings Account Reward
Bank of Scotland Instant Access Savings Account
Halifax Premium Savings Direct
Bank of Scotland Instant Access Savings Account Reward
Previous UK monthly rates from 9th March 2009.
|
Balance |
AER |
Gross p.a. |
Net p.a. |
|
£5,000 - £500,000 |
1.50% |
1.49% |
1.19% |
Limited offer - available from 9th March 2009 until 6th April 2009.
Bank of Scotland Instant Access Savings Account
Previous UK monthly rates 1st March 2009
|
Balance |
AER |
Gross p.a. |
Net p.a. |
|
£1,000,000+ |
1.10% |
1.09% |
0.87% |
|
£1+ |
1.00% |
1.00% |
0.80% |
Halifax Premium Savings Direct
UK monthly rates from 1st February 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £250,000+ |
0.35% |
0.35% |
0.28% |
| £100,000+ |
0.30% |
0.30% |
0.24% |
| £50,000+ |
0.25% |
0.25% |
0.20% |
| £25,000+ |
0.20% |
0.20% |
0.16% |
| £5,000+ |
0.15% |
0.15% |
0.12% |
| £500+ |
0.10% |
0.10% |
0.08% |
UK monthly rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £100,000+ |
0.35% |
0.35% |
0.28% |
| £50,000+ |
0.30% |
0.30% |
0.24% |
| £25,000+ |
0.25% |
0.25% |
0.20% |
| £10,000+ |
0.20% |
0.20% |
0.16% |
| £5,000+ |
0.15% |
0.15% |
0.12% |
| £500+ |
0.10% |
0.10% |
0.08% |
| £50+ |
0.10% |
0.10% |
0.08% |
Halifax Bonus Gold
Rates quoted include the bonus of 0.50% gross (net 0.40%) pa. See the Bonus Gold page for details of how to get your bonus.
UK monthly rates from 1st March 2009
| Balance | AER excl. conditional bonus | AER incl. conditional bonus | Gross p.a. incl. conditional bonus | Net p.a. incl. conditional bonus |
| £100,000+ |
0.15% |
0.65% |
0.65% |
0.52% |
| £50,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
| £25,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
| £10,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
| £5,000+ |
0.10% |
0.60% |
0.60% |
0.48% |
Halifax 60 Day Gold
UK monthly rates from 1st February 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £100,000+ |
0.10% |
0.10% |
0.08% |
| £50,000+ |
0.10% |
0.10% |
0.08% |
| £25,000+ |
0.10% |
0.10% |
0.08% |
| £10,000+ |
0.10% |
0.10% |
0.08% |
| £5,000+ |
0.10% |
0.10% |
0.08% |
| £500+ |
0.10% |
0.10% |
0.08% |
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Halifax Liquid Gold
For former Solid Gold customers, annual interest paid on 1st February (in line with previous interest payment date).
Monthly interest is only available to former Solid Gold customers who previously received monthly interest.
UK monthly rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £500+ |
0.10% |
0.10% |
0.08% |
| £50+ |
0.10% |
0.10% |
0.08% |
UK monthly rates from 1st January 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £1+ | 0.50% |
0.50% |
0.40% |
Halifax Extra Income Saver
UK monthly rates from 1st April 2009
| Balance | AER | Gross p.a. | Net p.a. |
| £100,000+ |
0.45% |
0.45% |
0.36% |
| £50,000+ |
0.30% |
0.30% |
0.24% |
| £25,000+ |
0.30% |
0.30% |
0.24% |
| £10,000+ |
0.25% |
0.25% |
0.20% |
| £5,000+ |
0.25% |
0.25% |
0.20% |
UK monthly rates from 1st June 2004
| Balance | AER | Gross p.a | Net p.a. |
| £1,000+ |
0.35% |
0.35% |
0.28% |
IMPORTANT: The conditions for your account explain when we pay interest on money paid into, and taken out of, your account. Click for details of account charges.
Please ask at any of our branches for copies of the Deposit Account conditions and the other conditions that apply to the accounts shown. The account conditions include details of how we may change them, the interest rates and any charges for your account.
Some accounts can only be opened by individuals. Different rates apply for some non-personal accounts and for accounts held by those non-resident in the UK for tax purposes.
The interest rates and other information shown are correct as at the dates shown in the tables and may change under the account conditions.
*The base rate is the rate published by the Bank of England in connection with it's open money market operations.