Instant Decision Loans for Other Amounts

If you're an existing Bank of Scotland customer and are looking for a personal loan of between £1,000 and £25,000, a Bank of Scotland loan could be ideal.

So either get a quote by using the calculator on the right or apply now.

• Range of loan amounts - available from £1,000 to £25,000
• Repayment terms to suit your budget - from 1 to 7 years
• Funds normally transferred into a Bank of Scotland current account in 24 hours* 
• Affordable repayments - fixed for the life of the loan
• No monthly repayments for the first 3 months - although interest is charged from the start of your loan 
• Secure application process
• Instant online decision

*If signed loan documentation is received before 1.30pm. Transfers to other bank accounts and for weekend applications can take longer

Existing Bank of Scotland personal loan customer?  See how you can top up your existing loan.

For key information on our loans for other amounts - click here

Please make sure you meet the criteria before applying for a Bank of Scotland Personal Loan.

To apply for a loan you must:

• Be an existing Bank of Scotland customer
• Be over 18
• Be in paid employment
• Not be in full time education
• Have a bank/building society account
• Have a permanent UK address
• Not have been declined credit in the last month
• Not have a history of bad credit such as arrears, county court judgements (CCJs), default or bankruptcy

• Your address details including your postcode for the last 3 years.  And if this is a joint application your partner's address details, if different
• Your bank/building society details
• Your annual income and monthly outgoings such as rent or mortgage payments
• Your employer's name and address

Apply for a Bank of Scotland Personal Loan - our secure application process takes on average 15 minutes to complete and we will give you an instant online decision.