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Stocks & Shares, Self-Select, or Cash ISA's - what's it all about?
It's all about making the most of your money in a tax-efficient way.
Stocks & Shares ISA's
Our stocks and shares ISAs (Individual Savings Account) are a simple, flexible and tax-efficient way of investing in the stock market. Currently, if you will be 50 or over by 5th April 2010, you can invest up to £10,200 in a stocks and shares ISA in each tax year, less any amount saved in a cash ISA. All other eligible ISA customers can currently invest up to £7,200. Read our ISA Guide for more information.
Tax year end approaching – make the most of this opportunity. You can open an ISA Investor online until 8pm Monday 5th April.
| Stocks and shares ISAs, provided by HBOS Investment Fund Managers Limited. | ||||
| ISA Investor | ISA Investor UK FTSE 100 Index Tracking Fund |
ISA Investor Stakeholder Option | ||
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| Min Opening Balance |
£20 |
£500 |
£20 |
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| Min Regular Payment |
£20 |
£50 |
£20 |
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| Min Lump Sum |
£20 |
£500 |
£20 |
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| Partial Withdrawals |
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| Tax-efficient status |
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| Min Age |
18 |
18 |
18 |
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| Funds Available |
15 |
1 |
1 |
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| Portfolios Available |
4 |
0 |
0 |
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| Fees (Annual Management Charge) |
Up to 1.5% |
1.0% |
Up to 1.5% |
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| Growth / Income / Both |
Both |
Growth |
Growth |
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| Apply Online |
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| Apply by phone |
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| Apply In Branch |
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| Online Servicing |
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OTHER TYPES OF ISA
Self-Select Stocks & Shares ISA
Very similar to our ISA Investor, except that, instead of choosing from the funds we offer, you can choose the stocks and shares you wish to invest in for yourself.
Read more about the Self-Select Stocks & Shares ISA
Cash ISAs
Probably the simplest kind of ISA, you can start one with as little as £1 and invest up to invest £3,600 each tax year (£5,100 for those aged 50 or above on or before 5 April 2010).
Read more about the Cash ISA