Our Stakeholder Pension Plan allows you to build up a sum of money in a tax-efficient way for you to use later in life.

Planning for your future...

• You can currently take benefits between the ages of 50 (55 from 6 April 2010) and 75
• When this option to take benefits becomes available, you do not have to be in retirement  to make use of them
• You can take up to 25% of your fund as a tax-free cash lump sum
• You could use this for whatever you like, for example putting towards your mortgage or paying your children's college fees. If you choose to take a percentage of your fund as tax free cash the amount of your pension will be reduced
  
  

Take charge of your investments and view some of the online Pension funds you could choose from:

Stakeholder Pension UK Equity Income / High Income [PDF]
Stakeholder Pension Special Situations [PDF]
Stakeholder Pension UK Growth / Pelican[PDF]

Online Pension funds such as the Stakeholder Pension UK Equity Income fund and the Stakeholder Pension UK Growth fund spread your investments across a variety of sectors from finance to oil and gas allowing you to benefit from the cyclical changes of a variety of industries.

A Stakeholder Pension Plan is a stock market based investment, so the value of your investment can go up or down and is not guaranteed so you may get back less than you originally invested. Please remember, tax rules may change in the future.

Please note that top ups received after 12 noon (unit valuation point) will receive the following day's unit prices.