Our Range Of Funds

Investing with Halifax means you can choose from a wide range of investment funds, managed by the HBOS group’s asset management business, Insight Investment.

How to select your funds

With so many options available, our step-by-step guide should help you make the right decision:

Step 1
Choose the product you would like to invest in, for example an ISA Investor. The column underneath your chosen product shows what funds are available with this type of investment.

Step 2
Decide how much risk you are prepared to accept. See the bottom of the page for information on different levels of risk.

Step 3
For further information to help you make your decision, click on the funds that match your chosen products and risk level.

		Available through the following products:
The Funds	Risk Level	ISA Investor & Collective Investment Plan	Stakeholder Pension Plan	Personal Investment Plan
Money	Cautious
Index Linked Gilt	Cautious - medium
Corporate Bond	Cautious - medium
Cautious Managed	Cautious -medium
Gilt and Fixed Interest	Cautious - medium
Managed Income	Cautious - medium
Property	Medium
Managed	Medium
UK FTSE 100 Index-Tracking*	Medium
UK FTSE All Share Index Tracking	Medium
UK Growth / Pelican	Medium
UK Equity Income / High Income	Medium
European	Medium - adventurous
North American	Medium - adventurous
Far Eastern	Medium - adventurous
Japanese	Medium - adventurous
Investment Trusts	Medium - adventurous
International Growth	Medium - adventurous
Ethical	Adventurous
Special Situations	Adventurous
Smaller Companies	Adventurous

Please note the Collective Investment Plan and the Personal Investment Plan are not currently available to buy online.

* Please note the UK FTSE 100 Index Tracking Fund is available through the ISA Investor throughRetail Share Class B only.

Risk/return relationship explained:

Below are the different levels of risk explained to help you when you select your funds.

Cautious
Deposit and money market investments where capital is at low risk even if it means giving up potential growth. These funds generally provide a steady increase and easy access.  These funds are categorised as below-average risk funds.

Cautious/Medium
A balance of investments offering some security with potential for long-term growth/income. The value can go up and down.

Medium
A balance of investments offering a wide spread of investment with the potential for long-term growth/income. The value can go up and down.

Medium/Adventurous
Offering a narrower spread of investment in such areas as UK shares and international shares, the value of the funds can go up and down and potentially by greater amounts than the funds in the medium category.

Adventurous
Looking to maximise the potential returns from investments in stocks and shares, these funds involve a significantly higher risk. The ups and downs will potentially be more severe and frequent than the approaches described above.