Protection Insurance

What would happen if you were unable to repay your mortgage or to pay your household bills due to an accident or sickness or if you lose your job? How would it affect your family? If you die or suffer from a specified critical illness or become a full-time carer, how would your family manage financially?

Our range of Protection Insurance Products can help you plan for the unexpected to give you complete peace of mind.

Total Mortgage Protection Plan
Your mortgage is probably one of the biggest financial commitments you will ever make, so why not protect your home and your family’s home. Our Total Mortgage Protection Plan includes:

• Mortgage Repayments Cover* (MRC) to meet your mortgage payments and related bills for up to one year if you lose your job, or if you suffer an accident or sickness
• Life Cover* to give you the peace of mind of a cash sum that could repay your mortgage if you die during the term of the plan, taking away the financial burden from those who depend on you
• Critical Illness Cover* could provide a lump sum payment if you are diagnosed with a specified critical illness. It could even pay out if you subsequently make a full recovery. This could enable you to pay off your mortgage, or cover other family or household expenses.

Total Mortgage Protection Plan Policy Summary Document

Bill Protector *
Bill Protector can help with your everyday bills if you have an accident or sickness, if you lose your job or if you become a full time carer. In the event of a successful claim, Bill Protector offers a maximum of 12 monthly benefits of £200 per month for a fixed cost of £9.95 per month. What's more you can use the benefit for whatever you need, whether it's to assist with household bills, pay off an outstanding debt or simply to give yourself a treat during a difficult time.

Bill Protector Policy Summary Document

Overdraft Repayments Cover*
If you are out of work because you have an accident, fall ill, lose your job or become a full time carer, the last thing you need is to worry about repaying your overdraft. Our cover could pay off your overdraft or provide help to your family in the event of your death. What's more, if you claim on your Life or Carer Cover, we could pay off the entire overdraft limit in one lump sum payment. Best of all, it costs only 78p per month per £100 of your overdraft limit. You also do not need to be overdrawn on your current account to make a claim.

Overdrafts Repayments Cover Policy Summary Document

*As with all insurance policies some exclusions may apply. For more information on this and eligibility requirements, please read the relevant policy summary above.