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Travel Money
Overview
Your Travel Money goes further with Bank of Scotland and what's more you don't have to be a Bank of Scotland customer to order online.
We’ll give you:
- Free home delivery if you order through our online service using your debit or credit card
- 0% commission on foreign currency and foreign currency travellers cheques
- Great exchange rates
- 0% commission on buybacks
Order your travel money in a way that suits you:
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Don’t forget to protect yourself when travelling
Remember, when you travel abroad that different places take different types of payment. So it’s a good idea to take some currency, travellers cheques and your debit or credit card. For security you should always carry them separately.
If you are planning on travelling overseas and using your debit card, please contact us for further information on 08457 21 31 41.
Pay from a Bank of Scotland account
If you want to pay directly from your Bank of Scotland bank account or suitable savings account held with us you can either order online by signing into Bank of Scotland online banking or call into one of our branches.
At a glance
| Through Online Banking | In Branch | |
| Commission | 0% | 0% |
| Commission on Sterling travellers cheques | 1% (min £3) | 1% (min £3) |
| Next day delivery cut off time* | 3pm | 3pm |
| Branch - available for collection after | 2pm | 2pm |
| Home delivery time | Not available | Before 1pm |
| Home delivery fee | N/A | £5 |
| Advance orders | Not available | Not available |
| Minimum order amount | None | None |
| Maximum order amount | £5,000 | None |
Which Bank of Scotland accounts are suitable for ordering Travel Money?
Use any of the following Bank of Scotland accounts in branch or online. If you don’t have one of these accounts, why not consider opening one? Applying is easy and hassle-free and you can do it online.
Bank accounts: Ultimate Reward Current Account, Reward Current Account, Current Account, Student Current Account
Savings accounts: Instant Saver, Bonus Gold, Liquid Gold, 60 Day Gold, Web Saver (variable - online only), Saver Reward, Extra Income Saver, ISA Saver Direct, Variable Rate ISA Saver, Monthly Saver, Save4it See our important information section - restrictions may apply.
or visit your local branch
Pay from a debit/credit card
At a glance
| Online | By phone | |
| Commission | 0% | 0% |
| Commission on Sterling travellers cheques | 1% (min £3) | 1% (min £3) |
| Next day delivery cut off time* | 2pm | 3pm |
| Branch - available for collection after | 2pm | 2pm |
| Home delivery time | Before 1pm | Before 1pm |
| Home delivery fee | Over £300 - FREE Less than £300 - £5 |
Over £300 - FREE Less than £300 - £5 |
| Advance orders | Up to 14 days | Up to 14 days |
| Minimum order amount | £50 | £50 |
| Maximum order amount^ | £2,500 | £2,500 |
| Cash advance fee | Check with card issuer. No fee for using a Bank of Scotland debit card | Check with card issuer. No fee for using a Bank of Scotland debit card |
| Card handling fee (charged by Travelex) | Only for Mastercard - 1.5% (min £4, max £15) | Only for Mastercard - 1.5% (min £4, max £15) |
or call us on 0845 246 0006 (lines are open weekdays 8am-10pm and weekends 10am-8pm).
Travellers cheques
Using your American Express® Travellers Cheques is the safe and hassle-free way to keep your money with you while on holiday. They’re available in the following currencies:
- Pounds sterling
- US dollars
- Euro
- Japanese yen
- Canadian dollars
- Australian dollars
American Express Travellers Cheques offer the convenience and security you need when you’re abroad:
- 24 hour Worldwide Refund Service. Replacement travellers cheques are usually sent to you within 24 hours, wherever you are
- 24 hour American Express Helpline. If you need help while you’re away, details are in your travellers cheque wallet
- American Express Call Before You Go Service. Simply call 0800 52 13 13 to receive information on where best to cash your cheques for free and to get help and advice when you’re away
1% commission (minimum £3.00) applies to sterling travellers cheques.
Order your travel money in a way that suits you:
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Your order will be sent by Royal Mail special delivery and is subject to Royal Mail’s special delivery conditions (a copy of which are available from Royal Mail upon request). Different timescales may apply to Scotland and Northern Ireland. We may not be able to guarantee deliveries or collections from certain remote areas within the United Kingdom.
Find out which currencies are available in American Express Travellers Cheques.
* Working day means Monday to Friday excluding bank and public holidays (and for the avoidance of doubt there are no deliveries on a Sunday or public holidays). Where Monday is a bank holiday your order will be delivered on the next working day.
^If payment is made using a Bank of Scotland or Halifax Debit Card the maximum order per transaction is £1,500. The maximum overall order limit over a 60 day period is £3,000.




