Bank of Scotland Exclusives

Wouldn't it be great if a bank said thank you?  We think so. 

That's why we have Bank of Scotland Exclusives. From savings to mortgages and more, Bank of Scotland Exclusives is our collection of unique offers exclusively designed for people who have their main current account with us.  Just click on the tabs to find out about each offer.

To qualify for these exclusive offers all you need to do is:

• Pay £1,000 or more into your current account with us each month, or
• Hold an Ultimate Reward Current Account, or
• Switch your current account to us using our dedicated Switching Service and pay in £1,000 or more each month, (or if you apply for an Ultimate Reward Current Account, it doesn't matter how much you pay in each month). Find out which of our current accounts is right for you.

Bank accounts are available subject to status to UK residents aged 18+.  These offers apply to all Halifax and Bank of Scotland branded current accounts funded with £1,000 or more each calendar month unless otherwise stated.  All Ultimate Reward Current Accounts qualify regardless of funding.  All offers exclude Bank of Scotland Flexible and Flexible Plus Current Accounts and the Bank of Scotland Currency Account and are only available to personal banking customers.

Bank of Scotland offers Halifax mortgages.

As a qualifying current account customer, we have exclusive credit card deals for you.

The Bank of Scotland All in One Credit Card with 0% for longer on purchases

• 0% for the first 12 months on purchases
• 0% for 9 months on balances transferred in first 90 days (3% fee)
• To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
• Typical 15.9% APR (variable)

To qualify for this exclusive offer you need one of the following:

• A current account with us into which you pay £1,000 or more each month
• An Ultimate Reward Current Account

Important information
This offer is available to new and existing current account customers applying for a credit card.  Credit available subject to status to UK residents aged 18 or over from Bank of Scotland plc. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer. 

The Bank of Scotland Plus Credit Card with 0% for longer on balance transfers

• 0% for the first 15 months on balances transferred within the first 90 days (3% fee)
• 0% for 3 months on purchases
• To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit
• Typical 16.9% APR (variable)

To qualify for this exclusive offer you need one of the following:

• A current account with us into which you pay £1,000 or more each month
• An Ultimate Reward Current Account

Important information
This offer is available to new and existing current account customers applying for a credit card. Credit available subject to status to UK residents aged 18 or over from Bank of Scotland plc. Balances transferred from other Halifax or Bank of Scotland cards are not eligible for the 0% balance transfer offer.

• Halifax Guaranteed Saver 
• Halifax Guaranteed Saver Reward (opened from 5th January 2010)
• Halifax ISA Saver Direct 
• Variable rate ISA Saver 
• Halifax Web Saver Extra 
• Variable rate Halifax Web Saver 
• Halifax Premium Savings Direct (existing accounts only) 
• Halifax Monthly Saver (existing accounts only)
• Halifax Liquid Gold 
• Halifax Extra Income Saver (existing accounts only)
• Halifax Saver Reward 
• Halifax Instant Saver 
• Halifax 60 Day Gold (existing accounts only)
• Halifax Bonus Gold (existing accounts only)
• Bank of Scotland Instant Access Savings Account 

Take advantage of this exclusive offer

If you're already a current account customer and don't have any of the above qualifying savings accounts, simply open and fund one of the above accounts to get the extra 0.20% AER.

If you're already a current account customer and have one or more of the above qualifying savings accounts with us, all you'll need to do is download and complete our registration form to get the extra 0.20%.

If you haven't already got a current account with us but are interested in these exclusive offers, switch your current account to us.

For most of us, our biggest regular outgoing is the monthly mortgage repayment.  So to help you spend less each month, we're offering our current account customers an exclusive discount of at least 0.20% on our mortgages, depending on the mortgage rate you choose.

As well as the great Bank of Scotland Exclusives mortgage rate discount, we also offer our current account customers two additional mortgage deals:

A lower deposit for first time buyers

You only need a 10% deposit* when you choose a mortgage from our selected first time buyer range.

*Standard lending policy and criteria apply.

Free purchase conveyancing worth around £400

You can now choose to have your basic home purchase legal costs (for example, solicitors fees) paid by us if you take a Halifax mortgage when you are moving home.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Take out a Protection for Life policy through one of our financial advisers and get 2 months’ cashback, on eligible policies, after 12 months’ premiums have been paid.

Protection for Life is provided by Scottish Widows. The offer is available to successful applications made between 28 June and 3 October 2010, for new Protection for Life policies. The new policy (or policies) must start and the first premium must be paid by 31 December 2010.  Simply make an appointment with a financial adviser and they will talk you through the options.

After you’ve had your Protection for Life policy for 12 months, and provided you have:

• kept up your premiums on all your policies within your plan

and

• continued to fund your current account with £1,000 or more every month or hold an Ultimate Reward Current Account

The money will be refunded into the current account that you use to pay your premiums each month. If you make a claim within the first 12 months no cashback will be paid on that policy, unless it’s a children’s critical illness claim or premium protection claim.

We can withdraw the offer at any time.

Read more information about Protection for Life 

Alternatively call us on 0845 604 1401
Lines are open: Mon – Fri 8am – 8pm and Sat 10am – 2pm.